Get $50,000+ Gap Funding
to Fix and Flip
(without your own savings)
Get the capital you need to close — fast, structured gap funding without the barriers that kill deals.
What type of deal are we funding?
Step 1 of 3
Approved
$65,000
Approved
$148,000
Approved
$80,000
Don't Limit Yourself
Shop between five capital tools to close your gap. No equity splits. No second liens.
Debt Consolidation
Roll high-interest credit cards and MCA debt into one fixed, lower-rate payment. Drop your DTI, free up monthly cashflow, and raise your credit score, often within a single reporting cycle.
Rapid Gap Funding
Urgent, unsecured capital to get into a deal or start a business, fast. Stack multiple term loans across lenders in one sitting, no lien on the property, no early payoff penalty.
0% Credit Stacking
Stack personal and business credit cards at zero percent interest, applied in one session using a sequencing strategy built around your location and banking relationships.
HELOC
Turn equity sitting idle in your home or an LLC-owned investment property into a revolving war chest. Draw it, use it, pay it down, draw it again.
Business Line of Credit
Your opportunity fund, ready to deploy the moment you need it. Use it for earnest money deposits, quick rehab draws, or auction buys.
Our Commitment To You
Soft Pull Only
We never run a hard credit check without your explicit approval.
No Equity Splits
You keep 100% of your profit. We never take a piece of the deal.
No Second Liens
Our funding tools are unsecured. No lien on your property.
Speed & Transparency
Real pre-approvals, real timelines — no guessing, no runaround.
The Gap Funding Strategy That's Closing More Deals in 2026
Watch Mick Wadley break down exactly how investors are accessing $50,000 to $150,000+ in gap funding — without draining savings, giving up equity, or waiting months for approval.
Apply For FundingFive Tools. One Partner.
Every capital tool you need to close the deal — all structured, all fast, all without equity splits.
Rapid Gap Funding
Urgent, unsecured capital to get into a deal fast. We stack multiple term loans across lenders in one sitting — no lien, no early payoff penalty.
Debt Consolidation
Roll high-interest debt into one fixed payment. Drop your DTI, raise your score, and unlock better approvals on every funding tool that follows.
0% Credit Stacking
Stack personal and business cards at zero percent interest for 12–21 months. Up to $150,000 in one run — applied in a single session.
HELOC
Turn idle equity in your home or investment property into a revolving war chest. Draw, use, pay down, repeat.
Business Line of Credit
Your opportunity fund, ready the moment you need it. Revolving and liquid — for EMDs, rehab draws, and auction buys.
Who Is This For?
Gap Funded works for investors and entrepreneurs at every stage — from first deal to full portfolio.
Fix & Flip Investors
Cover down payments, closing costs, and rehab draws while your hard money loan handles the rest.
BRRRR & Rental Investors
Bridge the gap between your acquisition cost and your long-term refinance, or fund your next AirBNB.
Multifamily Buyers
Secure the capital needed for large down payments and commercial property acquisitions without giving up equity.
New Business Founders
Get the startup capital you need to launch your new venture, cover equipment, and build your working capital reserve.
Business Acquisitions
Cover the SBA down payment requirement, closing costs, and working capital reserve when buying an existing business.
Construction & Developers
Fund ground-up construction, spec builds, and development projects with flexible capital that moves as fast as you do.
Soft Pull · No Hard Credit Check · No Obligation
Find Out How Much You Qualify For — in 20 Seconds
Simple. Fast. Funded.
How It Works
From application to funded in as little as 24 hours.
Fill the 20-Second Application
Tell us your deal type, funding amount, and credit profile. Soft pull only — no hard credit check, no obligation.
Start ApplicationBook a Free Strategy Session
We review your profile and map out the exact capital stack for your deal — funding amounts, timelines, and structure.
Get Pre-Approved
We submit your stack to multiple lenders simultaneously and return real pre-approvals — typically within 24–48 hours.
Close Your Deal
Funds hit your account and you close the deal. Most clients are funded in 1–5 business days from approval.
Why Investors Choose Gap Funded
We've built the fastest, most flexible gap funding platform for real estate investors and business owners who need capital now — not in 90 days.
Capital Deployed. Deals Closed.
Real investors. Real funding. Real results — from gap funding to 0% credit stacking.
"Genuinely cared about helping us succeed"
"As first-time fix-and-flip investors, stepping into our first project was both exciting and intimidating... Mick helped us secure the funding we needed and made what felt like a complicated process much easier to navigate."
Brianna Marisa
Verified Client
"Fund in days rather than weeks"
"Gap Funded is amazing for speed and execution... allowed my borrower to meet his tight closing deadline. Super easy and comfortable without asking for endless paperwork."
Snehann C.
Verified Client
"Seamless professional experience"
"I reached out for funds in an investment real estate property, and working with Mick was just a seamless professional experience! Mick couldn't have been a better representative to get my funding needs to the finish line."
Bryan Hammond
Verified Client
"Smooth from start to finish"
"He was professional, knowledgeable, and took the time to explain everything in a way that was easy to understand. The entire process was much easier than I expected."
Mike Soltis
Verified Client
Latest Resources
Strategies, guides, and market insights for real estate investors.
How to Buy a Car Wash With No Money (The Real 3-Step Funding System)
Every article online about buying a car wash with no money tells you the same three things. None of those are a real strategy. Here is the actual 3-step funding system.
Every Way Real Estate Investors Fund Deals in 2026 (The Complete 10-Tool Guide)
Most real estate investors know two or three ways to fund a deal. The ones scaling fastest know all ten — and more importantly, they know the order to use them in.
The HELOC Debt Pivot: How to Wipe Your Debt, Boost Your FICO 40-80 Points, and Unlock $100K+ in Real Estate Funding
Most investors who are stuck are not stuck because of their income or their deal flow. They are stuck because their credit profile is blocked — and the solution has been sitting in their home equity the entire time.
Soft Pull Only · No Obligation · No Hard Credit Check
Ready to Close Your Next Deal?
Apply in 20 seconds. Walk away knowing exactly what's available to you.